0% Credit Cards With No Fees

Two of the most sought after features for credit cards are 0% APR and no fees. We thought it would be worth putting together a list of cards that meet both of those requirements. So on this page, we've gone ahead and collected together the best 0% credit cards that have no annual fees and no fees of any kind. If you one of them fits your needs, feel free to apply using our free online application.

Blue Cash® from American Express

Blue Cash® from American Express Apply
  • Earn Up to 5% Cash Back on Everyday Purchases - Even Gas!
  • No Annual Fee
  • 0% APR for Up to 6 Months on Purchases
Intro APR 0.00%
Regular APR 17.240%
Annual Fee $0
Type of Reward Rebate
Overall Rating

Blue from American Express®

Blue from American Express® Apply
  • 0% Intro APR for 6 Months on Purchases
  • No Annual Fee
  • Earn Points That Can be Redeemed for Gift Cards, Travel, Merchandise, and Unique Entertainment Experiences
Intro APR 0.00%
Regular APR 15.240%
Annual Fee $0
Type of Reward Point
Overall Rating

Chase Freedom℠

Chase Freedom℠ Apply
  • 3% Bonus Cash Back Offers in Popular, Rotating Categories Like Gas, Home Improvement and Department Stores
  • Full 1% Cash Back on Everything Else - No Spending Tiers or Caps on How Much You Can Earn
  • Up to an Additional 20% Cash Back at Select Merchants When You Shop Online Through Chase
Intro APR 0.00%
Regular APR 12.990%
Annual Fee $0
Type of Reward Rebate
Overall Rating

Current by Discover - Teen Prepaid Debit Card

Current by Discover - Teen Prepaid Debit Card Apply
  • Debit Card for Teens with Built-In Parental Controls; Set Daily, Weekly, and Monthly Spending Limits
  • Restrict Teen Card Use in Unwanted Shopping Categories (e.g. Liquor Stores, Tobacco Stores, Hotels, etc.)
  • Free Direct Deposit for Parents and Teens; Free Deposits from Any Credit Card of Bank Account
Intro APR 0.00%
Regular APR 0.000%
Annual Fee $0
Type of Reward
Overall Rating

Blue Sky from American Express®

Blue Sky from American Express® Apply
  • 0% Intro APR for Up to 6 Months on Purchases
  • Earn 1 Point for Every Dollar You Spend
  • Points Good on Any Airline, Hotel, Car Rental, and More
Intro APR 0.00%
Regular APR 17.240%
Annual Fee $0
Type of Reward Point
Overall Rating

Ultra VX Visa® Card

Ultra VX Visa® Card Apply
  • UltraVX Makes It Easy to Manage Your Finances
  • Automatic Minimum Payments
  • Reports to All 3 Major Credit Bureaus
Intro APR 0.00%
Regular APR 18.900%
Annual Fee $0
Type of Reward Point
Overall Rating

Wired Plastic™ Prepaid Visa® Card

Wired Plastic™ Prepaid Visa® Card Apply
  • Accepted Everywhere VISA is Accepted
  • No Credit Check, Income Requirements or Bank Account Required
  • FREE Online Access to Account
Intro APR 0.00%
Regular APR 0.000%
Annual Fee $0
Type of Reward Point
Overall Rating

AccountNow® Prepaid Visa®

AccountNow® Prepaid Visa® Apply
  • iAdvance Line of Credit, No Credit Check Needed
  • $0 ACTIVATION FEE - When You Load Your Card By Direct Deposit
  • 100% Guaranteed Approval*
Intro APR 0.00%
Regular APR 0.000%
Annual Fee $0
Type of Reward
Overall Rating

AccountNow® Prepaid MasterCard®

AccountNow® Prepaid MasterCard® Apply
  • iAdvance Line of Credit, No Credit Check Needed
  • $0 ACTIVATION FEE - When You Load Your Card By Direct Deposit
  • 100% Guaranteed Approval*
Intro APR 0.00%
Regular APR 0.000%
Annual Fee $0
Type of Reward
Overall Rating

American DreamCard™ Platinum MasterCard®

American DreamCard™ Platinum MasterCard® Apply
  • Over $1.1 Million Awarded to Date!
  • Large Monthly Cash Jackpots!
  • Earn Entries From Everyday Shopping!
Intro APR 0.00%
Regular APR 14.990%
Annual Fee $0, 39, 59
Type of Reward Point
Overall Rating