Balance Transfer Credit Cards
Sometimes you need to take a higher interest loan or credit card and transfer it to a new low-interest or even 0% interest credit card for 6, 12 or even 18 months. If you need a lower-interest rate for some of your credit, then this list of balance transfer credit cards should be the perfect match for you. Each card below has little or no fees on balance transfers and is completely free to apply for using an online application.
Visa Black Card
- 24-Hour Concierge Service
- Exclusive Rewards Program
- Travel Lounge Priority Pass
| Intro APR |
0.00% |
| Regular APR |
13.240% |
| Annual Fee |
$495.00* |
| Type of Reward |
|
| Overall Rating |
|
Discover® Motiva(SM) Card
- 5% to 20% Cashback Bonus® at Top Online Retailers*
- Up to 1% Unlimited Cashback Bonus® on All Other Purchases Automatically
- Increase, Even Double Your Rewards When You Redeem for Gift Cards from Our 100 Cashback Bonus® Partners
| Intro APR |
3.99% |
| Regular APR |
11.990% |
| Annual Fee |
$0 |
| Type of Reward |
Rebate |
| Overall Rating |
|
IberiaBank Visa® Gold Cash Back Rewards Card
- Earn 1% in Cash Back Credits on All Qualifying Purchases
- No limit on Cash Back; No Expiration Date on Eligibility for Accounts in Good Standing
- Travel Accident Coverage up to $500,000
| Intro APR |
1.99% |
| Regular APR |
8.250% |
| Annual Fee |
$0 |
| Type of Reward |
Rebate |
| Overall Rating |
|
Biodegradable Discover® More Card
- 0% APR on Balance Transfers and Purchases for a Full 6 Months
- 5% Cashback Bonus? in Categories that Change Like Travel, Gas, Groceries, Restaurants and More
- Up to 1% Unlimited Cashback Bonus on All Other Purchases Automatically
| Intro APR |
0.00% |
| Regular APR |
11.990% |
| Annual Fee |
$0 |
| Type of Reward |
Rebate |
| Overall Rating |
|
Discover® More® Card - Clear
- 0% APR on Balance Transfers and Purchases for a Full 6 Months
- 5% Cashback Bonus? in Categories that Change Like Travel, Gas, Groceries, Restaurants and More
- Up to 1% Unlimited Cashback Bonus on All Other Purchases Automatically
| Intro APR |
0.00% |
| Regular APR |
11.990% |
| Annual Fee |
$0 |
| Type of Reward |
Rebate |
| Overall Rating |
|
Discover® More® Card - Monogram
- 0% APR on Balance Transfers for a FULL 12 Months
- 0% APR on Purchases for a FULL 6 Months
- 5% Cashback Bonus? in Categories that Change Like Travel, Gas, Groceries, Restaurants and More
| Intro APR |
0.00% |
| Regular APR |
11.990% |
| Annual Fee |
$0 |
| Type of Reward |
Rebate |
| Overall Rating |
|
Discover® More® Card - Sealife Collection
- 0% APR on Balance Transfers and Purchases for a Full 6 Months
- 5% Cashback Bonus? in Categories that Change Like Travel, Gas, Groceries, Restaurants and More
- Up to 1% Unlimited Cashback Bonus on All Other Purchases Automatically
| Intro APR |
0.00% |
| Regular APR |
11.990% |
| Annual Fee |
$0 |
| Type of Reward |
Rebate |
| Overall Rating |
|
Discover® More® Card - Wildlife Collection
- 0% APR on Balance Transfers and Purchases for a Full 6 Months
- 5% Cashback Bonus? in Categories that Change Like Travel, Gas, Groceries, Restaurants and More
- Up to 1% Unlimited Cashback Bonus on All Other Purchases Automatically
| Intro APR |
0.00% |
| Regular APR |
11.990% |
| Annual Fee |
$0 |
| Type of Reward |
Rebate |
| Overall Rating |
|
Discover® More® Card- American Flag
- 0% APR on Balance Transfers and Purchases for a Full 6 Months
- 5% Cashback Bonus? in Categories that Change Like Travel, Gas, Groceries, Restaurants and More
- Up to 1% Unlimited Cashback Bonus on All Other Purchases Automatically
| Intro APR |
0.00% |
| Regular APR |
11.990% |
| Annual Fee |
$0 |
| Type of Reward |
Rebate |
| Overall Rating |
|
Discover® More® Card
- 0% APR on Balance Transfers for a FULL 12 Months
- 0% APR on Purchases for a FULL 6 Months
- 5% Cashback Bonus? in Categories that Change Like Travel, Gas, Groceries, Restaurants and More
| Intro APR |
0.00% |
| Regular APR |
11.990% |
| Annual Fee |
$0 |
| Type of Reward |
Rebate |
| Overall Rating |
|
