Clear from American Express
The American Express Clear credit card was developed as fee-free card. No annual fees. No late fees. No balance transfer fees. Just no fees at all. That's the idea behind Clear from American Express. In addition, the Clear card (which is transparent plastic) offers cash back rewards that are redeemed in the form of American Express shopping cards. And, perhaps to "clear" your mind from worries, the Amex Clear card also offers a free annual credit report.